For those of you buy and sell on ebay or other online sites, I thought I would mention that you are allowed to have 2 paypal accounts per email address. This allows you to have a business account if you wish and a personal account, as well. Both accounts have their advantages.

With a business account you can accept and receive unlimited transactions for a small fee for each deposit into your account. You also have access to a debit card, for which you are also charged a fee.

With a personal account you don't pay any fees. You have a $500 deposit and a $500 withdrawal limit that renews on your anniversary each month. This is ideal for those who do a limited amount of buying and selling online. You are allowed to receive 5 debit or credit card payments. The best part is no fees.